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Bad Paper

Audiobook
Jake Halpern introduces us to a former banking executive and a former armed robber who become partners and go in quest of 'paper' - the uncollected debts that are sold off by banks for pennies on the dollar. As Halpern shows, the world of consumer debt collection is a wild and unregulated shadowland, where operators may misrepresent a debtor's situation, make illegal threats, and even lay claim to debts that are not theirs to collect in the first place. Halpern follows his collectors as they intimidate competitors with weapons, manage high-pressure call centers, and scheme new ways to benefit from American's debt-industrial complex. He also explores the history of collection agencies and reveals the human cost of a system that leaves hardworking Americans with little opportunity to retire their debts in a reasonable way.

Expand title description text
Publisher: Dreamscape Media Edition: Unabridged

OverDrive Listen audiobook

  • ISBN: 9781666585612
  • File size: 190883 KB
  • Release date: October 14, 2014
  • Duration: 06:37:40

MP3 audiobook

  • ISBN: 9781666585612
  • File size: 190908 KB
  • Release date: October 14, 2014
  • Duration: 06:37:37
  • Number of parts: 6

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Formats

OverDrive Listen audiobook
MP3 audiobook

Languages

English

Jake Halpern introduces us to a former banking executive and a former armed robber who become partners and go in quest of 'paper' - the uncollected debts that are sold off by banks for pennies on the dollar. As Halpern shows, the world of consumer debt collection is a wild and unregulated shadowland, where operators may misrepresent a debtor's situation, make illegal threats, and even lay claim to debts that are not theirs to collect in the first place. Halpern follows his collectors as they intimidate competitors with weapons, manage high-pressure call centers, and scheme new ways to benefit from American's debt-industrial complex. He also explores the history of collection agencies and reveals the human cost of a system that leaves hardworking Americans with little opportunity to retire their debts in a reasonable way.

Expand title description text